The Challenge
SEC, CFPB, OCC, and FINRA are scrutinizing AI in financial services. When examiners ask "how do you know your AI behaves ethically?" — you need documentation, not promises. Your AI inherits your fiduciary obligations.
The LCSH Framework for Financial Services
Four dimensions of ethical AI behavior, tailored to financial services regulatory requirements
Lying
Does AI misrepresent risks? Fabricate performance data? Hide material facts?
Cheating
Does AI engage in unfair practices? Discriminatory lending? Market manipulation?
Stealing
Does AI exploit information asymmetry? Front-run trades? Misuse client data?
Harm
Does AI recommend unsuitable products? Cause financial damage through negligence?
Regulatory Alignment
Built to support compliance with key financial services regulatory requirements
SEC
AI in investment advice & trading
CFPB
Fair lending & consumer protection
OCC
Bank model risk management
FINRA
Broker-dealer AI supervision
Financial Services AI Use Cases
Certify any AI system in your financial services stack
What You Get
Complete AI behavioral certification with industry-specific documentation